Luminarie Financial
The Right Health Coverage
Without the Confusion
Health insurance should protect you - not give you a headache trying to figure it out.
Tell us your situation and we will find the right coverage for you. Whether you are approaching Medicare, self-employed, or covering your family - we handle the research so you do not have to.
Our Specialty
Turning 65? Medicare Is What We Do Best.
Our licensed advisors specialize in Medicare. We explain your options in plain language, compare every plan available in your area, and help you enroll at the right time - completely free.
We Help People in Every Situation
Find your situation below. We have helped people just like you find the right coverage.
Simple From Start to Finish
We make the process as easy as possible. Most people are enrolled and covered within a few days of our first conversation.
Tell us your situation
We start with a simple conversation - no forms, no pressure. We learn what you need, what you can spend, and what matters most to you.
We do the comparison for you
We look at every plan available in your area and filter it down to the options that actually fit your life. You do not have to sort through dozens of confusing plans.
We give you a clear recommendation
We tell you what we would choose if we were in your position - and why. No pressure, no sales pitch. Just honest advice.
We handle the enrollment
Once you decide, we take care of the paperwork and make sure everything goes through correctly. You just sit back and let us handle it.
We Are In Your Corner
We are on your side
We are not tied to any single insurance company. We compare plans from multiple carriers and recommend what is actually best for you - not what pays us the most.
Medicare is what we know best
Our advisors specialize in Medicare. Whether you are enrolling for the first time or switching plans during open enrollment, we know every option available in your area.
There is no bill from us
Our service is free to you. Insurance carriers compensate us directly when you enroll, so you get expert guidance without paying anything out of pocket.
We stay with you
Our job does not end when you enroll. We review your coverage every year and are available year-round if you have questions about your plan or bills.
Ready to Get the Right Coverage?
One conversation is all it takes. We will listen, explain your options clearly, and help you choose the plan that makes sense for your life - at no cost to you.
No cost. No commitment. No confusing jargon.