Privacy Policy

Luminarie Financial Corporation (“Luminarie Financial,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we collect through luminariefinancial.com (the “Site”), how we use it, and the choices you have.

Information We Collect

When you submit a form on our Site — including our Contact form, Consultation Request form, or Agent Application form — we collect the information you provide directly, which may include:

• Name, email address, and phone number
• The subject or topic of your inquiry and any message or notes you include
• For consultation requests: age range, preferred call time, and your primary financial goal
• For agent applications: state of residence, experience level, license status, and your LinkedIn profile (if provided)

We do not collect sensitive personal information (such as Social Security numbers, health records, or financial account numbers) through the Site itself. That information, if needed, is only ever collected later and directly by a licensed advisor through a secure, private channel.

How We Use Your Information

• To respond to your inquiry, schedule a consultation, or process an agent application
• To send you information you've requested about our products and services
• To improve our Site and the services we offer
• To comply with legal and regulatory obligations applicable to licensed insurance producers

We do not sell your personal information.

How We Share Your Information

Form submissions are processed through Web3Forms, a third-party service that securely delivers your submission to our team by email. We may also share information with insurance carriers or service providers as necessary to fulfill a request you've made (for example, to provide you with a quote), or when required by law.

California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), gives you the right to know what personal information we've collected about you, to request deletion of that information, and to opt out of the sale or sharing of your personal information. We do not sell or share personal information as defined by the CCPA/CPRA. To exercise any of these rights, contact us using the information below.

Cookies & Analytics

We may use cookies and analytics tools (such as Google Analytics) to understand how visitors use our Site and to improve your experience. These tools may collect information like your IP address, browser type, and pages visited. You can control cookies through your browser settings.

Data Security

We use reasonable administrative and technical safeguards to protect the information you share with us. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Children's Privacy

Our Site is intended for adults seeking financial and insurance services. We do not knowingly collect personal information from anyone under the age of 18.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last updated” date above reflects the most recent revision.

Contact Us

Questions about this Privacy Policy or your personal information? Contact us at contact@luminariefinancial.com or (949) 288-8898.